All pages on AccessOne Payment — your guide to zero-interest hospital payment plan resources.
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vs CareCredit, PatientFi
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March 2026
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This website provides information about patient financing for hospital bills in the United States. Our 0% interest payment plan program is available at over 500 partner hospitals and health systems across all 50 states. Every eligible patient is approved instantly with no credit check required.
The pages listed above cover everything from how our hospital payment plans work, to detailed comparisons with other medical financing options like CareCredit and PatientFi, to patient reviews, frequently asked questions, and educational blog articles about managing medical debt.
If you have a hospital bill you need help managing, the most direct next step is to apply for a payment plan — the process takes under two minutes and approval is immediate. Our program is funded by partner hospitals, so there are no fees or interest charges to patients.